There is a wide variety of resources available to guide potential home-buyers buy a home with little or no money down. There are an estimated 2400+ DPA programs,
Some programs, such as VA and USDA, do not require a down payment. Other programs, like FHA or Conventional, require 3%, 3.5% or 5% minimum down payments. There are numerous government mortgage relief programs.
Knowing all the options can be daunting.
DPA programs are not only for first-time home-buyers. DPA programs are not only for low- to moderate-income home-buyers. There are programs available from most any home buyer.
HUD offers home-buying resources such as housing counseling services, HUD homes for sale, assistance programs and guidance on avoiding foreclosure.
The free service we provide will help you become educated and matched with the right local DPA advisor who will present all your options. Every home buyers needs are unique, so matching you needs to all the available options is important.
Be sure to talk to a qualified local lender who is also certified to administer DPA programs in your state and local jurisdiction. Work with a trusted advisor who will listen to your needs and understand your situation. A trusted advisor can present ALL your personal options.